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Convenience Coverages
Comprehensive (Other than Collision)
* Pays for damage to your car caused by events other than collision, less the deductible you select.
* Includes damage from causes such as fire, vandalism, windstorm, sandstorm, falling objects, animals, water or flood and theft.
* If your car is stolen, coverage pays for transportation expenses.
Collision
* covers accidental damage to your car by collision with any object or upset of the vehicle.
* Pays up to actual cash value of your vehicle, less the deducible you select.
* Limited coverage for clothing and luggage may also be available depending on your state.
Auto Glass Replacement Program
* Takes the headache out of repairing or replacing damaged or broken auto glass.
* Simply notify me, your agent when damage occurs.
* A Farmers representative will contact you within 30 minutes to schedule an appointment.
* In most cases, repairs can be made within 24hours.
Towing and Road Service
* Just on phone call!
* Farmers service representatives across the United States and Canada will help you get back on the road quickly and safely.
* Just sing for reasonable and necessary services up to $150 - no need for cash, check or credit card. Charges in excess of $150 must be submitted to me for consideration.
Loss of Use (Rental Reimbursement)
* Receive up to $50 a day, up to a total of $1,000, while your car is being repaired for collision damage or comprehensive loss (1) in excess of your deductible.
* Several coverage plans are available to meet your lifestyle needs.
(1) Except Plan K-1
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Vital Coverages
Bodily Injury and Property Damage
* Pays for bodily injuries to other people or damage to their property, if you are liable.
* Coverage is provided whether your car is driven by you, a qualified family member or another driver using your car with your permission.
* In Most cases, you're covered in a car you borrow or rent temporarily.
* You select the monetary limits of your own policy.
* Includes costs to defend claims and /or lawsuits.
Uninsured/Underinsured Motorist
* Covers bodily injuries to you, qualified family members and any other person occupying your covered auto, caused by an uninsured motorist or a hit-and-run driver.
* You select the monetary limits up to the same limits carried for bodily injury coverage.
* Coverage applies if a motorist does not have adequate coverage to pay for your injuries as a result of and accident.
* Uninsured Motorist Property Damage endorsement is available in certain states for property damage caused by an uninsured motorist or a hit-and-run driver.
Medical Expenses
* covers necessary medical treatment arising from an auto accident, regardless of fault, for you and your qualified family members or passengers.
* In some states, lost income and essential household services may be covered.
* Provides peace of mind that passengers in your vehicle will have medical coverage even if they don't have their own medical insurance.
* You select the amount of coverage provided by the policy. Coverage type and amounts vary by state.
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